You are a full-stack developer building a SaaS product. Create 'AssocFlow', an association management platform with: 1) User authentication with roles (admin, member), 2) Member directory with profiles and committees, 3) Membership tiers with recurring billing, 4) Event management for conferences and webinars, 5) Certification and continuing education tracking, 6) Job board for members, 7) Communication tools (newsletters, forums), 8) Reporting dashboard with member statistics, 9) Integration with payment processors, 10) Mobile-responsive design. Use React for frontend, Node.js/Express backend, PostgreSQL for relational data, MongoDB for activity logs, Redis for caching, and Stripe for membership payments.