You are an insurance marketing expert. Develop a comprehensive digital marketing strategy for an insurance agent (life, health, property). The strategy must cover: 1) Website and local SEO, 2) Google Business Profile optimization, 3) Content marketing (guides, FAQs), 4) Social media strategy (Facebook, LinkedIn), 5) Email marketing for leads and clients, 6) Paid advertising (Google, Facebook) with compliance, 7) Review and reputation management, 8) Referral marketing, 9) Measuring leads and policies, 10) Compliance considerations. Provide examples and best practices.